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Your property and mortgage news 🏡 It's Budget day. The Chancellor, John Healey, gives his first Budget at lunchtime today (Wednesday 28 October). More detail is expected on the Your First Home scheme, which aims to help first-time buyers buy a new-build home in England with a 2.5% deposit and a 20% government-backed equity loan. Reports say household income limits of £110,000 (£140,000 in London) are expected to be confirmed. Also from today, new lending rules start. Each lender's own 15% cap on mortgages of 4.5 times income or more has been removed, while the 15% limit across the whole market stays (Bank of England PRA and FCA). This could give some lenders more room to lend at higher income multiples. Brokers say fixed rates could move either way in the days after the Budget, so if your deal ends soon, it's worth getting advice early. Renting, buying, selling or remortgaging? Come and have a friendly chat — we're here to help. Call us today: 0161 518 0808 www.movedirect.org 725 Stockport Road, Manchester M19 3AR Sources: Bank of England PRA and FCA (14 Oct 2026), BBC News (23 Oct 2026), What Mortgage (27 Oct 2026). For information only — not advice. Your home may be repossessed if you do not keep up repayments on your mortgage. #MoveDirect #PropertyNews #Mortgages #Budget2026 #FirstTimeBuyers #ManchesterProperty

What is your home worth? 🏡💷 Get a free valuation with Move Direct: ✅ Book a visit: pick a time that suits you. It is free. ✅ We check local prices: real sold prices near your home. ✅ Get a clear price: honest advice, no pressure to sell. Friendly help from your local Manchester agent. Call us today: 0161 518 0808 www.movedirect.org 725 Stockport Road, Manchester M19 3AR #MoveDirect #Manchester #FreeValuation #HomeValuation #SellingYourHome #EstateAgent #Levenshulme #PropertyManchester

Your property and mortgage news 🏡 Good news for the North West. Zoopla's latest house price index (27 Oct) shows average home values in the North West are up £6,600 in a year. The UK average price is now £273,100, up 0.8%. Prices are falling in parts of the South, but the North is doing better. The Budget is tomorrow (Wednesday 28 October). The average 2-year fixed mortgage rate is 5.97% and the average 5-year fix is 6% (Moneyfacts, 23 Oct). The Bank of England's next rate decision is on 5 November. Some lenders are changing their rates this week, so if your deal ends soon, it's worth getting advice early. Renting, buying, selling or remortgaging? Come and have a friendly chat — we're here to help. Call us today: 0161 518 0808 www.movedirect.org 725 Stockport Road, Manchester M19 3AR Sources: Zoopla via The Intermediary (27 Oct 2026), Moneyfacts via Mortgage Strategy (23 Oct 2026). For information only — not advice. Your home may be repossessed if you do not keep up repayments on your mortgage. #MoveDirect #PropertyNews #Mortgages #Budget2026 #ManchesterProperty

Your property and mortgage news 🏡 More money for new homes. The BBC reports that the Budget on Wednesday (28 October) will include more than £1bn for social and affordable housing in England. This takes the government's 10-year homes programme past £40bn. Councils will also get help to borrow money to build homes. Interest rates could go up soon. The Bank of England's Bank Rate is 3.75% today. Its next decision is on 5 November, and a rise is now widely expected (Mortgage Soup). Nationwide's house price figures are also due on Friday. Rates can change quickly, so if your mortgage deal ends soon, it's worth getting advice early. Renting, buying, selling or remortgaging? Come and have a friendly chat — we're here to help. Call us today: 0161 518 0808 www.movedirect.org 725 Stockport Road, Manchester M19 3AR Sources: BBC News (25 Oct 2026), Mortgage Soup (26 Oct 2026), Bank of England. For information only — not advice. Your home may be repossessed if you do not keep up repayments on your mortgage. #MoveDirect #PropertyNews #Mortgages #Budget2026 #ManchesterProperty

Buying your first home? 🏡🔑 3 simple steps to start: ✅ Set your budget: add up your deposit, fees and moving costs. ✅ Tell us what you want: area, size and price, and we will find matches. ✅ Book your viewings: we show you round and answer your questions. Friendly help from your local Manchester agent. Call us today: 0161 518 0808 www.movedirect.org 725 Stockport Road, Manchester M19 3AR #MoveDirect #Manchester #FirstTimeBuyers #FirstHome #HouseHunting #EstateAgent #Levenshulme #PropertyManchester

Clocks went back! 🕰️🏡 Simple winter tips for tenants: ✅ Heating on low: a little heat every day keeps rooms warm. ✅ Let fresh air in: open windows a bit to stop damp and mould. ✅ Report repairs early: tell us straight away and we will sort it fast. Renting with Move Direct? We are here to help all winter. Call us today: 0161 518 0808 www.movedirect.org 725 Stockport Road, Manchester M19 3AR #MoveDirect #Manchester #Tenants #Renting #WinterTips #ClocksGoBack #LettingAgent #Levenshulme

Your property and mortgage news 🏡 Mortgage rates are holding steady for now. Moneyfacts says the average 2-year fixed rate is now 5.97% and the average 5-year fix is 6%. This week the same number of lenders raised rates as cut them. Halifax and Lloyds Bank trimmed some deals by up to 0.09%. Rates can change quickly, so if your deal ends soon, it's worth getting advice early. New help for first-time buyers is expected. The "Your First Home" scheme should offer a 20% government-backed loan on new-build homes in England, so buyers could put down a deposit as low as 2.5%. The BBC reports households will need to earn less than £110,000 (£140,000 in London) to qualify. Full details are due in the Budget on 28 October. Renting, buying, selling or remortgaging? Come and have a friendly chat — we're here to help. Call us today: 0161 518 0808 www.movedirect.org 725 Stockport Road, Manchester M19 3AR Sources: Moneyfacts (via Mortgage Strategy), BBC News, Mortgage Introducer (22–23 Oct 2026). For information only — not advice. Your home may be repossessed if you do not keep up repayments on your mortgage. #MoveDirect #PropertyNews #Mortgages #FirstTimeBuyers #ManchesterProperty

Offer accepted? 🏡🔑 Here's what happens next with Move Direct: ✅ Solicitors chased: we keep the sale moving for you. ✅ Regular updates: calls and messages, so you always know where things are. ✅ Keys in your hand: we help right up to moving day. Selling or buying? We keep it moving, from offer to keys. Call us today: 0161 518 0808 www.movedirect.org 725 Stockport Road, Manchester M19 3AR #MoveDirect #Manchester #MovingHome #SoldSTC #EstateAgent #HomeSellers #HomeBuyers #Levenshulme

📱 How to use the Move Direct app, step by step! 🏡 Scarlett shows you everything the app can do: ✅ Browse homes for sale and to rent ✅ Save the homes you love with a tap ✅ Book a viewing in seconds ✅ Ask for a free valuation ✅ Work out your mortgage and stamp duty ✅ Call, WhatsApp or email us in one tap 🤖 Download it free on Google Play 👉 https://play.google.com/store/apps/details?id=org.movedirect.app 🍎 Coming soon on iPhone! 📞 0161 518 0808 🌐 www.movedirect.org 📍 725 Stockport Road, Manchester M19 3AR #MoveDirect #MoveDirectApp #ManchesterEstateAgent #Manchester #PropertyApp #GooglePlay

📱 Big news! The Move Direct app is now LIVE on Google Play! 🎉 Find your next home right from your phone. ✅ Browse homes for sale and to rent ✅ Send us an enquiry in a few taps ✅ Save the homes you love 🤖 Android: download it free now 👉 https://play.google.com/store/apps/details?id=org.movedirect.app 🍎 Coming soon on iPhone! 📞 Call us on 0161 518 0808 🌐 www.movedirect.org Move Direct. Moving made simple. 💙❤️ #MoveDirect #MoveDirectApp #ManchesterEstateAgent #Manchester #Levenshulme #EstateAgent #PropertyApp #GooglePlay #Android #HomesForSale #ToLet #NewApp

Jumu'ah Mubarak 🌙 May this Friday fill your home with peace and your heart with gratitude. Warm wishes to you and your family from all of us at Move Direct, Manchester. 📞 0161 518 0808 🌐 www.movedirect.org 📍 725 Stockport Road, Manchester M19 3AR #JumaMubarak #JummahMubarak #MoveDirect #Manchester

Landlords, let us manage your rental 🏡🔑 so you can relax and save time: ✅ Rent collected: paid on time, every month. ✅ Repairs sorted: we deal with tenants for you. ✅ Safety checks done: gas, electric and more. Landlords? Let us look after it all. Call us today: 0161 518 0808 www.movedirect.org 725 Stockport Road, Manchester M19 3AR #MoveDirect #Manchester #Landlords #PropertyManagement #LettingAgent #BuyToLet #Levenshulme